MetLife Insurance Products

Insurance Products from MetLife and Its Affiliates

Give Yourself Peace of Mind – Protect Your Home and Family

Homeowners Insurance

Your home is probably your largest investment, so it’s critical that you protect it from unexpected events. With a MetLife Auto & Home® Homeowners policy you can fully repair or rebuild your home if there is a loss, regardless of the insured amount.¹

Flood Insurance

A MetLife Auto & Home Flood policy can cover both your home and its contents for water damage.² Although flood insurance is only mandatory for certified flood zones, 25 percent of all flood insurance claims are in low- to moderate-risk areas³ — and even minor flooding can result in significant financial loss.

Term Life Insurance

A MetLife Term Life insurance policy⁴ is generally the most economical way to make sure your family is protected with the financial resources they may need to keep the family home, pay monthly expenses, or provide for educational expenses should something happen to you.

Disability Income Insurance

A MetLife Individual Disability Income insurance policy⁵ can provide a monthly income to help you and your family maintain your standard of living, including the ability to keep your home if you become sick or injured and can’t work.

Insurance FAQs

Do I need homeowners insurance?

Most lenders require that their minimum insurance requirements be met before they will fund a loan. Some lenders may require that you cover the house for at least the amount of the loan or the replacement cost of the home. That’s because the home is the lender’s collateral, and they do not want to lose it to a fire or other catastrophe.

My home is not in a flood zone — do I need flood insurance?

Though flood insurance is usually not mandatory, 25 percent of all flood claims are from policies in low- to moderate-risk areas.

Is term life insurance a good choice for me?

Term life insurance, can be a good choice for people with limited budgets who need to protect their families for a specific period of time, such as couples with younger children who still live at home. Should anything happen, term life insurance can help to ensure that a family can stay in its home and to cover educational expenses. Of course, this depends on the amount of life insurance that’s purchased.